Privacy Policy

Credeligo is a website operated by lamaksh, 3616 S Maplewood Ave, Chicago, IL 60632, United States. That company is the controller of any personal data processed through this website within the meaning of the GDPR, and you can reach it about data matters at privacy@credeligo.com.

We operate an online comparison and lead-generation platform: we present loan offers published by independent third-party lenders so that users can compare them in one place.

We are not a bank, a lender or a credit intermediary acting on your behalf. We do not issue loans, do not decide who receives credit and are not a party to any credit agreement.

This Privacy Policy explains what information this website collects, how it is used and what rights you have.

This website does not contain an application form. We do not ask for and do not collect your name, address, national identification number, income details, bank account or card data.

We collect only limited technical information created when you visit the site:

• Approximate location derived from your IP address, at country level
• Browser type and version, operating system and screen size
• Pages you open on this website and the order in which you open them
• The referring website or search engine that brought you here
• The language and locale version of the site you use

We use necessary cookies that are required for the website to function, and analytics cookies that help us understand how the site is used.

Analytics cookies are not set until you allow them. You can accept, reject or configure them in the cookie banner and change your choice at any time on our Cookie Policy page.

This website runs no analytics. We do not measure visits, do not load any analytics script and do not send data to any analytics provider.

If analytics is ever introduced, this policy will be updated first and the script will only load after you allow it in the cookie banner. Your existing choice is already recorded for that purpose.

We do not run advertising cookies, retargeting pixels or cross-site tracking on this website. We do not build advertising profiles and do not sell any data.

If this changes, this policy will be updated and you will be asked for consent before any advertising technology is used.

We do not transmit applications to our partners. There is no form on this website through which your personal data could reach a lender.

When you choose an offer, you follow an external link to the lender’s own website. From that moment the lender’s own privacy policy and terms apply, and any data you provide there is collected by that lender, not by us. We recommend reading their policy before submitting anything.

Depending on where you live, you may have the following rights regarding your data:

• Request access to the data we hold about you
• Request correction of inaccurate data
• Request erasure of your data
• Object to processing or ask us to restrict it
• Withdraw your consent to analytics cookies at any time
• Lodge a complaint with your national data protection authority

For visitors in the European Union and the European Economic Area we process data on two legal bases.

Necessary cookies and the basic operation of the website rely on our legitimate interest in providing a working, secure service. Analytics rely entirely on your consent, which you give in the cookie banner and can withdraw at any time.

Analytics statistics are retained in aggregate form for no longer than 24 months, after which they are deleted or fully anonymised.

Your cookie choice is stored in your browser until you clear it or until the set of cookie categories changes, in which case you will be asked again.

For any question about this policy or about your data, write to us at privacy@credeligo.com. General enquiries go to info@credeligo.com, and our full company details are on the Contact page.

We answer privacy requests as quickly as we can and in any case within the period required by applicable law.