Terms & Conditions
Last updated: 7 September 2026
1. Nature of the service
Credeligo is an informational comparison and lead-generation service. We collect loan offers published by independent financial providers and present them so that you can compare them.
Using this website means you accept these terms. If you do not accept them, please do not use the website.
2. We do not provide credit
We are not a lender. We do not issue loans, do not disburse funds and are not a party to any credit agreement you may enter into.
Any agreement is concluded between you and the lender you choose. We have no role in it.
3. Lending decisions
Every decision about whether to lend to you is taken solely by the lender, according to their own criteria, checks and internal policies.
We have no influence over that decision, do not participate in it and are not informed of its outcome.
4. Terms differ between partners
Interest rates, APR, fees, amounts, repayment periods and eligibility criteria are set by each lender independently and may change at any time without notice to us.
The figures shown on this website are indicative and are intended for comparison. The binding terms are the ones the lender presents to you on their own website before you sign.
5. Your responsibility to review the lender’s terms
Before entering into any agreement, you must read the lender’s own terms, pricing and privacy policy in full.
Assess whether the repayments fit your financial situation. Borrowing carries cost and risk, and only you can judge whether a particular product is suitable for you.
6. No promise of approval
We make no promise that any application will be accepted. We cannot influence, predict or expedite a lender’s assessment.
Appearing on this website does not mean an offer is available to you personally, and does not constitute an offer of credit.
7. Limitation of liability
We publish information provided by our partners and take reasonable care to keep it current, but we do not warrant that it is complete, accurate or up to date at every moment.
To the extent permitted by law, we are not liable for decisions you take on the basis of the information on this website, for the conduct of any lender, or for the content of external websites we link to.
8. Intellectual property
The design, text and structure of this website belong to us or are used with permission. Partner names and logos belong to their respective owners.
You may not copy or reuse material from this website for commercial purposes without our written permission.
9. Governing law and jurisdiction
These terms are governed by the law of the country in which our company is registered, as stated on our Contact page.
Any dispute is subject to the courts of that jurisdiction, without prejudice to mandatory consumer protection rights available to you in your country of residence.
10. Changes to these terms
We may update these terms as our service, our partners or the applicable rules change. The date at the top of this page shows when the current version took effect.
Continuing to use the website after an update means you accept the revised terms.